I'll Pay Later now gives OO customers the quick and easy ability to purchase goods interest free with nothing to pay for 90 days¹. So you can buy now, receive your goods now, and pay later.

• Place your order and proceed to checkout.
• On checkout select I'll Pay Later as your payment option
• Enter details as prompted as part of the credit application (this process will take you less than 5 minutes)
• You will receive an instant response and if approved, I'll Pay Later authorises oo.com.au to ship your order to you.
• Your order is then dispatched through OO's super fast dispatch system
• You receive communication from I'll Pay Later (by MyBuy) through mail or email advising you of your account number and how to make payments.
• Please note that at this time the maximum credit any customer may apply for is $300. This payment method will therefore not be available on orders in excess of $300.
• Provided you are successful in your credit application, you may use this payment option multiple times until the aggregate total of your credit is $300.

• I'll Pay Later provides customers with 90 days interest free and nothing to pay for 90 days²
• So if you pay your balance in full by the end of the 90 day period, there will no additional cost or interest charged.*
• Fees and charges will apply if you choose to pay after the promotional 90 day period.

• I'll Pay Later will require a minimal amount of personal information to enable them to ascertain who you are. This includes:
1. Your full name
2. Address
3. Contact details
4. Date of birth
5. Drivers licence number
• All personal information you provide is treated with strict confidence and in line with the I'll Pay Later (MyBuy) privacy policy.
• Your personal information will not be shared with other parties (including oo.com.au) and will only be used for the purpose of providing you with credit.

• Like any finance product there are terms and conditions.
• To successfully be approved, you will need to comply with the qualifying requirements of I'll Pay Later. Some of these include being over 18, being an Australian resident and having a good credit rating.
• If your finance application with I'll Pay Later is not accepted you can still pay with PayPal, Credit Card, Direct Deposit or BPay.

¹ Maximum purchase criteria and conditions apply
² Interest and payments are payable after any interest free period
* Paying only the minimum monthly payment may mean that you do not pay off your interest free purchase amount by the end of the interest free period. Any balance outstanding after the interest free period will be charged interest at the prevailing account rate.